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John KurtzCharlotte · NC

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Flat Rock · Flat Rock, NC

10 Lakemont Cottage Trail #10A

Flat Rock, NC · 653 sqft

$299,900

  • 1Beds
  • 1Baths
  • 653SqFt
  • 1965Year
  • 1Days on market

About this home

Lock and leave cottage in beautiful Flat Rock NC. All of the enjoyment of your mountain home with a lower cost and easy to lock up and head back to your year round residence. This beautiful cottage is maintained by the HOA and gives you tons more privacy than a regular condo with all of the benefits. Enjoy relaxing on the screened-in porch or taking a stroll around the beautifully landscaped grounds featuring multiple ponds. The community also includes a fire pit gathering area, carport parking, and scenic walking paths. Whether you're looking for a full-time residence or a mountain retreat, this well-maintained cottage/condo is a must-see! Other properties in this enclave coming soon for sale in Flat Rock 10% ~ 20% down owner will carry financing at as low as 6% for 5 years amortized for 30 years. seller says: "If buyer can’t refinance or sell for a profit, seller will buy the property back for the same purchase price."

Property details

Beds
1
Baths
1
SqFt
653
Lot
Year built
1965
Type
Condo
Days on market
1
Heating
Ductless, Electric
Cooling
Ductless
Foundation
Basement
HOA dues
$200 / mo

Features

  • Fire Pit
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,407/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues
$200

Down payment

$14,995 down · $284,905 financed

Income to qualify (28% rule)

~$103,167 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.