Morganton · Morganton, NC
100 Crosscreek Drive
Morganton, NC · 3,203 sqft
$555,000
- 4Beds
- 3Baths
- 3,203SqFt
- 2001Year
- 12Days on market
About this home
100 Crosscreek Dr Morganton, NC 28655. Exceptional custom all-brick home in the highly sought-after Cross Creek neighborhood—perfectly located near downtown, shopping, I-40, medical services, and the outdoor recreation of Lake James. This spacious 4-bedroom, 3-bath residence with a full basement offers the ideal blend of quality craftsmanship, flexible living space, and timeless design.
Step into a welcoming main level featuring a stunning living room with a cozy gas fireplace, an elegant dining area, and a well-appointed kitchen with maple cabinetry, breakfast nook, and direct access to a private screened-in porch—perfect for relaxing or entertaining. The oversized primary suite includes a full bath and walk-in closet, while two additional bedrooms offer generous closet space and share a second full bath. A dedicated office (or potential 5th bedroom), laundry room, and attached 2-car garage complete the main level.
The finished lower level expands your living space with a large tiled family room that opens to a covered patio and beautifully matured landscaping. You’ll also find a spacious 4th bedroom and full bath—ideal for guests or multi-generational living. An unfinished basement area provides abundant storage, plus a workshop with 220-amp service and built-in shelving.
Notable builder upgrades and features include wide crown moldings, hardwood and ceramic tile flooring. New roof (2021). This well-maintained home offers space, comfort, and convenience in one of the area’s most desirable neighborhoods—don’t miss your opportunity to make it yours!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 3,203
- Lot
- —
- Year built
- 2001
- Type
- Single Family
- Days on market
- 12
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Tile, Wood
- View
- City
- HOA dues
- $135 / mo
Features
- Cable Prewire
- Entrance Foyer
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,219/ month
- Principal & interest
- $3,437
- Property tax (~1.05%)
- $485
- Homeowners insurance
- $161
- HOA dues
- $135
Down payment
$27,750 down · $527,250 financed
Income to qualify (28% rule)
~$180,848 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.