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John KurtzNational Real Estate

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Morganton · Morganton, NC

100 Crosscreek Drive

Morganton, NC · 3,203 sqft

$555,000

  • 4Beds
  • 3Baths
  • 3,203SqFt
  • 2001Year
  • 12Days on market

About this home

100 Crosscreek Dr Morganton, NC 28655. Exceptional custom all-brick home in the highly sought-after Cross Creek neighborhood—perfectly located near downtown, shopping, I-40, medical services, and the outdoor recreation of Lake James. This spacious 4-bedroom, 3-bath residence with a full basement offers the ideal blend of quality craftsmanship, flexible living space, and timeless design.

Step into a welcoming main level featuring a stunning living room with a cozy gas fireplace, an elegant dining area, and a well-appointed kitchen with maple cabinetry, breakfast nook, and direct access to a private screened-in porch—perfect for relaxing or entertaining. The oversized primary suite includes a full bath and walk-in closet, while two additional bedrooms offer generous closet space and share a second full bath. A dedicated office (or potential 5th bedroom), laundry room, and attached 2-car garage complete the main level.

The finished lower level expands your living space with a large tiled family room that opens to a covered patio and beautifully matured landscaping. You’ll also find a spacious 4th bedroom and full bath—ideal for guests or multi-generational living. An unfinished basement area provides abundant storage, plus a workshop with 220-amp service and built-in shelving.

Notable builder upgrades and features include wide crown moldings, hardwood and ceramic tile flooring. New roof (2021). This well-maintained home offers space, comfort, and convenience in one of the area’s most desirable neighborhoods—don’t miss your opportunity to make it yours!

Property details

Beds
4
Baths
3
SqFt
3,203
Lot
Year built
2001
Type
Single Family
Days on market
12
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Tile, Wood
View
City
HOA dues
$135 / mo

Features

  • Cable Prewire
  • Entrance Foyer
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,219/ month

Principal & interest
$3,437
Property tax (~1.05%)
$485
Homeowners insurance
$161
HOA dues
$135

Down payment

$27,750 down · $527,250 financed

Income to qualify (28% rule)

~$180,848 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.