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John KurtzNational Real Estate

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Lincolnton · Lincolnton, NC

1000 Bethel Church Road

Lincolnton, NC · 1,024 sqft

$275,000

  • 3Beds
  • 2Baths
  • 1,024SqFt
  • 2005Year
  • 2Days on market

About this home

Welcome home to this charming and well-maintained property situated on an oversized lot that's just under an acre of land! Endless possibilities for outdoor enjoyment, gardening, recreation, or future expansion. Built in 2005, this adorable home has been lovingly cared for and thoughtfully updated, making it truly move-in ready. Inside, you'll find all-new luxury vinyl plank flooring throughout the main living areas and bedrooms, along with ceramic tile flooring in both bathrooms. The bathrooms have been updated with new vanities, and the plumbing from the sinks to the wall was replaced in 2024, providing added peace of mind. Outside, the double concrete driveway offers plenty of parking and makes maneuvering vehicles simple and convenient. A storage building with a concrete foundation provides excellent additional space for lawn equipment, tools, seasonal items, or hobbies. Affordable, updated, and full of charm, this property is the perfect place to start homeownership while enjoying the benefits of a large yard, practical updates, and room to grow.

Property details

Beds
3
Baths
2
SqFt
1,024
Lot
Year built
2005
Type
Single Family
Days on market
2
Heating
Central, Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Features

  • Attic Other
  • Open Floorplan
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.