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John KurtzNational Real Estate

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Shelby · Shelby, NC

1003 W Sumter Street

Shelby, NC · 1,793 sqft

$285,000

  • 4Beds
  • 2Baths
  • 1,793SqFt
  • 1957Year

About this home

Welcome home to this completely renovated 3-bedroom, 2-full bath property located in the heart of Shelby, located across the street from the City Park Golf Course, two just blocks from the public library and an easy walk to restaurants and shopping, yet tucked away in a quiet, established neighborhood with mature trees that offer shade. Enter from the attached 2 car carport into the inviting open plan kitchen and dining room filled with natural light as well as a separate spacious living room. The completely new kitchen offers stainless steel appliances, ample cabinet space, and a seamless flow into the den/dining space perfect for everyday living and entertaining. The laundry room is conveniently located on the main level as well as three bedrooms that provide comfort and functionality. The primary bedroom includes an ensuite full bathroom. Downstairs, the partially finished basement offers endless possibilities—whether you’re envisioning a home office, workshop, gym, or additional living space. Outside, enjoy a backyard with a spring fed creek. This home also has NEW HVAC & ROOF! Don’t miss your chance to own a move-in ready home in a prime Shelby location with so much to offer!

Property details

Beds
4
Baths
2
SqFt
1,793
Lot
Year built
1957
Type
Single Family
Heating
Forced Air
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,097/ month

Principal & interest
$1,765
Property tax (~1.05%)
$249
Homeowners insurance
$83
HOA dues

Down payment

$14,250 down · $270,750 financed

Income to qualify (28% rule)

~$89,897 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.