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John KurtzNational Real Estate

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Indian Trail · Indian Trail, NC

1005 Onotoa Drive

Indian Trail, NC · 2,558 sqft

$460,000

  • 4Beds
  • 3.5Baths
  • 2,558SqFt
  • 2000Year
  • 1Days on market

About this home

Welcome to this spacious two-story home in the desirable Bent Creek community of Indian Trail! Offering over 2,500 square feet of living space, this thoughtfully designed floor plan provides flexibility and functionality throughout.

The main level features a flex space that can serve a variety of needs, a formal dining room, an inviting living area, a centrally located kitchen with pantry storage, convenient laundry closet, half bath, and a primary suite with an attached full bathroom.

Upstairs, you'll find a second primary suite, two additional bedrooms, two full bathrooms, and a large bonus room over the two-car garage. New carpet has recently been installed throughout the hallway, upstairs bedrooms, and bonus room!

Outdoor living is enhanced by a spacious brick patio overlooking the backyard! Additional exterior features include a storage shed and beautiful apple tree. Enjoy peaceful pond views from the backyard, creating a relaxing outdoor setting!

Located in the Bent Creek community, residents have access to neighborhood amenities including a clubhouse, outdoor pool, playground, and sidewalks.

Property details

Beds
4
Baths
3.5
SqFt
2,558
Lot
Year built
2000
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
View
Water
HOA dues
$614 / yr

Features

  • Attic Stairs Pulldown
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,398/ month

Principal & interest
$2,848
Property tax (~0.95%)
$364
Homeowners insurance
$134
HOA dues
$51

Down payment

$23,000 down · $437,000 financed

Income to qualify (28% rule)

~$145,646 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.