Fort Mill · Fort Mill, SC
1005 Silver Spring Road
Fort Mill, SC · 1,606 sqft
$255,000
- 2Beds
- 2.5Baths
- 1,606SqFt
- 2004Year
About this home
Tucked away on a peaceful street with no through traffic, this charming 2 bedroom, 2.5 bath townhome offers both privacy and convenience. Situated just steps from community green space, the home features an inviting open-concept layout and updated laminate flooring throughout the upper level. Two generously sized bedrooms are located upstairs, creating a comfortable and functional living space. One side of the loft could be converted into another room. Enjoy relaxing or entertaining on the private rear patio, which overlooks a natural green backdrop for added tranquility. Located in the highly sought-after Fort Mill School District, this home provides easy access to I-77, shopping, dining, and all that Fort Mill has to offer. Positioned in one of the most desirable and secluded areas of Cascades, this property includes a refrigerator, washer, and dryer, making it truly move-in ready. HOA fee covers lawn care, exterior maintenance, water, sewer, and trash. New water heater 3/2026.
Property details
- Beds
- 2
- Baths
- 2.5
- SqFt
- 1,606
- Lot
- —
- Year built
- 2004
- Type
- Townhome
- Garage
- 1
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air, Heat Pump
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $331 / mo
Features
- Built-in Features
- Cable Prewire
- Entrance Foyer
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,207/ month
- Principal & interest
- $1,579
- Property tax (~1.05%)
- $223
- Homeowners insurance
- $74
- HOA dues
- $331
Down payment
$12,750 down · $242,250 financed
Income to qualify (28% rule)
~$94,620 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


