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John KurtzNational Real Estate

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Cherryville · Cherryville, NC

101 Charles Street

Cherryville, NC · 1,199 sqft

$225,000

  • 3Beds
  • 1Baths
  • 1,199SqFt
  • 1900Year

About this home

Welcome home to this charming Cherryville gem, thoughtfully updated with comfort and modern living in mind! Step inside to find beautiful updated flooring, a refreshed bathroom, and smart technology upgrades that add everyday convenience. The inviting built-in fireplace creates the perfect cozy centerpiece for relaxing evenings at home, while ample cabinetry throughout offers abundant storage and functionality.

Outside, you’ll love the spacious deck as an ideal spot for entertaining, morning coffee, or simply unwinding. With plenty of room and a layout perfectly suited for a future pool, the backyard offers endless possibilities to create your own private outdoor retreat. Additionally, the roof and gutters and guards were all replaced in 2023! This home blends warmth, style, and potential in a wonderful Cherryville setting.

Property details

Beds
3
Baths
1
SqFt
1,199
Lot
Year built
1900
Type
Single Family
Heating
Forced Air, Oil
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Hot Tub
  • Pantry
  • Storage
  • Above Ground Hot Tub / Spa

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,656/ month

Principal & interest
$1,393
Property tax (~1.05%)
$196
Homeowners insurance
$65
HOA dues

Down payment

$11,250 down · $213,750 financed

Income to qualify (28% rule)

~$70,971 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.