Morganton · Morganton, NC
101 Falls Street
Morganton, NC · 1,559 sqft
$261,900
- 3Beds
- 2Baths
- 1,559SqFt
- 1948Year
- 2Days on market
About this home
Charming ranch in desirable Forest Hill location near downtown Morganton. Many updates but many of the original details remain. Natural and painted hardwood floors in bedrooms and living areas. Large kitchen with slate floors and bar seating. Formal dining room and cozy living room with woodburning fireplace and tons of natural light. Attached sunroom off the kitchen with laundry. Primary bedroom has an updated bathroom with tile floor and shower. Two additional bedrooms share the hall bath. Attached carport and additional shed for storage. Lovely side patio provides a private place to relax outside. Partially shared drive. Roof replaced in 2023. New heat pump/air exchanger for AC installed 2026. Walk to downtown Morganton and easy access to I-40.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,559
- Lot
- —
- Year built
- 1948
- Type
- Single Family
- Days on market
- 2
- Style
- Ranch
- Heating
- Central, Forced Air, Oil
- Cooling
- Central Air, Electric, Heat Pump, Other - See Remarks
- Foundation
- Basement, Crawl Space
- Flooring
- Slate, Tile, Wood, Other - See Remarks
- View
- City
Features
- Breakfast Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,927/ month
- Principal & interest
- $1,622
- Property tax (~1.05%)
- $229
- Homeowners insurance
- $76
- HOA dues
- —
Down payment
$13,095 down · $248,805 financed
Income to qualify (28% rule)
~$82,610 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.