Hayesville · Hayesville, NC
101 Mill Street
Hayesville, NC · 1,047 sqft
$499,000
- 2Beds
- 2Baths
- 1,047SqFt
- 2021Year
- 1Days on market
About this home
Downtown living meets mountain serenity at 101 Mill Street! This 2BD/2BA gem offers the ultimate Hayesville lifestyle, combining effortless 1-level living with a prime location just off the town square. Perched to overlook the local pickleball courts and just steps from the Clay County Rec Center, this home is a dream for active residents who want to be in the heart of it all. Enjoy beautiful long-range mountain views from your own manageable 0.34-acre slice of heaven. The property features a spacious 2-car garage and paved, easy access, ensuring convenience at every turn. Being within walking distance to the Square means you are never far from local dining, shopping, and community events. Whether you are looking for a low-maintenance primary residence or a strategic investment in a high-demand area, this property delivers on every front. Rare is the opportunity to find a 2026-ready lifestyle that blends small-town charm with such incredible proximity to recreation. Don’t miss your chance to own a piece of downtown Hayesville with a view to match!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,047
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Other - See Remarks
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Vinyl
- View
- City, Long Range
Features
- Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,672/ month
- Principal & interest
- $3,090
- Property tax (~1.05%)
- $436
- Homeowners insurance
- $145
- HOA dues
- —
Down payment
$24,950 down · $474,050 financed
Income to qualify (28% rule)
~$157,398 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.