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John KurtzNational Real Estate

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Hayesville · Hayesville, NC

101 Mill Street

Hayesville, NC · 1,047 sqft

$499,000

  • 2Beds
  • 2Baths
  • 1,047SqFt
  • 2021Year
  • 1Days on market

About this home

Downtown living meets mountain serenity at 101 Mill Street! This 2BD/2BA gem offers the ultimate Hayesville lifestyle, combining effortless 1-level living with a prime location just off the town square. Perched to overlook the local pickleball courts and just steps from the Clay County Rec Center, this home is a dream for active residents who want to be in the heart of it all. Enjoy beautiful long-range mountain views from your own manageable 0.34-acre slice of heaven. The property features a spacious 2-car garage and paved, easy access, ensuring convenience at every turn. Being within walking distance to the Square means you are never far from local dining, shopping, and community events. Whether you are looking for a low-maintenance primary residence or a strategic investment in a high-demand area, this property delivers on every front. Rare is the opportunity to find a 2026-ready lifestyle that blends small-town charm with such incredible proximity to recreation. Don’t miss your chance to own a piece of downtown Hayesville with a view to match!

Property details

Beds
2
Baths
2
SqFt
1,047
Lot
Year built
2021
Type
Single Family
Days on market
1
Garage
2
Heating
Other - See Remarks
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Vinyl
View
City, Long Range

Features

  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,672/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$157,398 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.