Fort Mill · Fort Mill, SC
102 Finch Loop
Fort Mill, SC · 5,355 sqft
$1,199,000
- 5Beds
- 4.5Baths
- 5,355SqFt
- 2005Year
About this home
Experience Poolside Living and Elevated Comfort in the Heart of Fort Mill
Beautifully upgraded 4-bedroom, 4.5-bath home on a quiet cul-de-sac in Spring Branch, zoned for Catawba Ridge High School. Thoughtfully designed for comfort, flexibility, and entertaining, with an upstairs bonus room offering the potential for a fifth bedroom.
The main level provides an open layout with an oversized family room featuring a fireplace, built-in bar, beverage refrigerator, and double doors opening just steps from the pool. Plantation shutters, updated lighting, and abundant natural light create a warm, welcoming feel throughout the home. The kitchen, breakfast area, and keeping room are anchored by a stone fireplace and offer views of the pool. A small office off the kitchen serves perfectly as a workspace or household hub. The kitchen includes smart appliances. Smart thermostats and surround sound enhance everyday living and extend to the fenced pool deck.
The main-level primary suite offers a tray ceiling, new LVP flooring, and private access to a platform deck—an ideal spot for morning coffee or quiet relaxation. Upstairs, all bedrooms include en-suite baths. The upper level also features a laundry chute, large walk-in storage, and a second small office off one bedroom that can also function as a playroom or study space.
The backyard is designed for both relaxation and entertaining, featuring an in-ground pool, expansive patio, and outdoor fireplace. The pool and spa include app-controlled color-changing lighting, creating the perfect setting for evening gatherings. A dedicated exterior-access powder room adds convenience for pool guests.
Extensive updates include a new roof with gutter guards (2023), new plumbing piping (2024), main-level HVAC (2021), upper-level HVAC (2023), new appliances, new garage door openers, updated lighting and ceiling fans, and new Kohler toilets. A whole-home water softener and filtration system was added in 2024, and the crawl space includes a vapor barrier and dehumidifier.
Additional features include a side-load garage with epoxy flooring, irrigation system, front-yard uplighting, custom blacksmith-crafted front porch railings (2024), and a laundry room complete with a utility sink and pet spa.
Thoughtfully updated and designed for everyday living, this Spring Branch home offers exceptional indoor-outdoor spaces, flexible living areas, and easy access to shopping, dining, and everyday conveniences.
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 5,355
- Lot
- —
- Year built
- 2005
- Type
- Single Family
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $300 / yr
Features
- Attic Walk In
- Built-in Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,849/ month
- Principal & interest
- $7,425
- Property tax (~1.05%)
- $1,049
- Homeowners insurance
- $349
- HOA dues
- $25
Down payment
$59,950 down · $1,139,050 financed
Income to qualify (28% rule)
~$379,268 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


