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John KurtzNational Real Estate

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Fort Mill · Fort Mill, SC

102 Finch Loop

Fort Mill, SC · 5,355 sqft

$1,199,000

  • 5Beds
  • 4.5Baths
  • 5,355SqFt
  • 2005Year

About this home

Experience Poolside Living and Elevated Comfort in the Heart of Fort Mill

Beautifully upgraded 4-bedroom, 4.5-bath home on a quiet cul-de-sac in Spring Branch, zoned for Catawba Ridge High School. Thoughtfully designed for comfort, flexibility, and entertaining, with an upstairs bonus room offering the potential for a fifth bedroom.

The main level provides an open layout with an oversized family room featuring a fireplace, built-in bar, beverage refrigerator, and double doors opening just steps from the pool. Plantation shutters, updated lighting, and abundant natural light create a warm, welcoming feel throughout the home. The kitchen, breakfast area, and keeping room are anchored by a stone fireplace and offer views of the pool. A small office off the kitchen serves perfectly as a workspace or household hub. The kitchen includes smart appliances. Smart thermostats and surround sound enhance everyday living and extend to the fenced pool deck.

The main-level primary suite offers a tray ceiling, new LVP flooring, and private access to a platform deck—an ideal spot for morning coffee or quiet relaxation. Upstairs, all bedrooms include en-suite baths. The upper level also features a laundry chute, large walk-in storage, and a second small office off one bedroom that can also function as a playroom or study space.

The backyard is designed for both relaxation and entertaining, featuring an in-ground pool, expansive patio, and outdoor fireplace. The pool and spa include app-controlled color-changing lighting, creating the perfect setting for evening gatherings. A dedicated exterior-access powder room adds convenience for pool guests.

Extensive updates include a new roof with gutter guards (2023), new plumbing piping (2024), main-level HVAC (2021), upper-level HVAC (2023), new appliances, new garage door openers, updated lighting and ceiling fans, and new Kohler toilets. A whole-home water softener and filtration system was added in 2024, and the crawl space includes a vapor barrier and dehumidifier.

Additional features include a side-load garage with epoxy flooring, irrigation system, front-yard uplighting, custom blacksmith-crafted front porch railings (2024), and a laundry room complete with a utility sink and pet spa.

Thoughtfully updated and designed for everyday living, this Spring Branch home offers exceptional indoor-outdoor spaces, flexible living areas, and easy access to shopping, dining, and everyday conveniences.

Property details

Beds
5
Baths
4.5
SqFt
5,355
Lot
Year built
2005
Type
Single Family
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile
HOA dues
$300 / yr

Features

  • Attic Walk In
  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,849/ month

Principal & interest
$7,425
Property tax (~1.05%)
$1,049
Homeowners insurance
$349
HOA dues
$25

Down payment

$59,950 down · $1,139,050 financed

Income to qualify (28% rule)

~$379,268 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.