Spruce Pine · Spruce Pine, NC
102 Phillips Road
Spruce Pine, NC · 1,580 sqft
$389,000
- 4Beds
- 2Baths
- 1,580SqFt
- 1962Year
- 1Days on market
About this home
Updated, move in ready house located at 102 Phillips Road in Spruce Pine, NC. Enjoy the inground pool and extra storage space offered by a space offered by an 16 x 16 two-story outbuilding. Although part of the house was built in 1962 a major structural renovation took place in 1995. Bathrooms and kitchens were recently upgraded. This property is convenient to town and is in a quiet, friendly neighborhood.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,580
- Lot
- —
- Year built
- 1962
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Forced Air, Heat Pump, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,863/ month
- Principal & interest
- $2,409
- Property tax (~1.05%)
- $340
- Homeowners insurance
- $113
- HOA dues
- —
Down payment
$19,450 down · $369,550 financed
Income to qualify (28% rule)
~$122,701 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.