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John KurtzNational Real Estate

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Troy · Troy, NC

104 Balsam Circle

Troy, NC · 2,241 sqft

$419,000

  • 3Beds
  • 3Baths
  • 2,241SqFt
  • 2004Year
  • 1Days on market

About this home

Located in the gated Lake Tillery community of Carolina Forest, 104 Balsam Circle is a beautiful 3 bedroom 3 bathroom home with waterfront amenities without waterfront prices. This home has been well taken care of and has many new improvements. The sellers added the spacious vaulted screened porch and grilling deck after purchasing the home in 2018. It is a perfect spot for relaxing and entertaining. The back lot line is adjacent to the wooded 8 acres owned by Carolina Forest. A new Heatpump was installed in 2025, a new Water Heater in 2019, a new Septic pump in 2025, and a Roof tuneup was completed 2026 with new vent boots installed. The kitchen has a new refrigerator and dishwasher and the home has been recently painted throughout. The basement has a second living area, a full bathroom and a flexroom with a closet. There are also several well organized storage rooms in the basement. The home is situated on 2 lots giving you .69 acres of outdoor space. There is a wooden fenced in garden spot with established blueberries which bear plenty of fruit. Carolina Forest amenties include a community boat ramp and docks, a pool, a clubhouse, tennis courts and playground area. Fiber Optic High Speed Internet with Brightspeed is now avaiable in Carolina Forest. Don't let this wonderful opportunity to purchase a great home in Carolina Forest pass you by! Buyers must be accompanied by a licensed real estate agent to enter Carolina Forest.

Property details

Beds
3
Baths
3
SqFt
2,241
Lot
Year built
2004
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$965 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,164/ month

Principal & interest
$2,594
Property tax (~1.05%)
$366
Homeowners insurance
$122
HOA dues
$80

Down payment

$20,950 down · $398,050 financed

Income to qualify (28% rule)

~$135,610 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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