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John KurtzNational Real Estate

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Matthews · Matthews, NC

104 Southern Cross Lane

Matthews, NC · 3,062 sqft

$789,900

  • 4Beds
  • 3.5Baths
  • 3,062SqFt
  • 1995Year
  • 32X143X163X205Lot

About this home

Nestled at the end of a quiet cul-de-sac in one of Matthews’ most desirable established neighborhoods, this exceptional 4-bedroom, 3-bath residence offers over 3,000 square feet of thoughtfully designed living space, privacy, and endless possibilities. Surrounded by mature trees and enhanced by a scenic walking trail bordering the property, this home provides a peaceful retreat while remaining just minutes from everything Charlotte has to offer. Inside, you’ll find spacious living areas, an abundance of natural light, and a versatile floor plan designed for both comfortable everyday living and effortless entertaining. The expansive basement presents outstanding potential for multigenerational living, an extended family suite, guest quarters, a recreation room, or a private home office. Whether you’re seeking room to grow or space to accommodate changing lifestyle needs, this home delivers exceptional flexibility. Located within a highly sought-after school district and close to shopping, dining, parks, healthcare, and major commuter routes, this property combines the tranquility of a private setting with the convenience of a premier Matthews location. A rare opportunity to own a spacious home in a mature, established community where privacy, location, and lifestyle come together beautifully. Welcome home to 104 Southern Cross Lane.

Property details

Beds
4
Baths
3.5
SqFt
3,062
Lot
32X143X163X205
Year built
1995
Type
Single Family
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Bamboo, Carpet
HOA dues
$366 / yr

Features

  • Storage Unit (Off Site)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,844/ month

Principal & interest
$4,892
Property tax (~1.05%)
$691
Homeowners insurance
$230
HOA dues
$30

Down payment

$39,495 down · $750,405 financed

Income to qualify (28% rule)

~$250,462 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.