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John KurtzNational Real Estate

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Statesville · Statesville, NC

105 Wharf Lane #104

Statesville, NC · 2,419 sqft

$699,900

  • 3Beds
  • 3Baths
  • 2,419SqFt
  • 2026Year
  • 1Days on market

About this home

Welcome to 105 Wharf Lane, a newly built custom home located inside the gated River Oaks Landings community along the Catawba River, offering community Lake Norman access, a picnic area, and a peaceful natural setting. Designed with comfort, function, and elevated finishes in mind, this home features 3 bedrooms, 3 full bathrooms, a private main-level office, spacious bonus room, 2-car garage, attic storage, and thoughtful designer details throughout.

From the double arched front doors, the home opens to bright main living spaces with vaulted ceilings, decorative beams, large windows, LED-lit built-ins, a 60-inch Touchstone fireplace, limewash feature wall, and an integrated custom pet house. The kitchen is a true centerpiece with a quartz waterfall island, marble backsplash, custom decorative hood, pendant lighting, under-cabinet lighting, Delta faucet, KitchenAid appliances, 5-burner gas cooktop, double ovens, wine cooler, dishwasher, garbage disposal, glass rinser, abundant cabinetry, and an arched pantry door.

The main-level primary suite offers tall ceilings, natural light, a spa-inspired bath with freestanding tub, glass shower, rain shower, hand shower, bench, dual vanity, finished walk-in closet, and convenient laundry pass-through. The designer laundry room includes tile flooring, cabinetry, utility sink, and pet shower. A guest bath showcases herringbone marble flooring, Delta fixtures, and a fully tiled arched dome shower with rain shower.

Upstairs, the home continues with spacious bedrooms, finished closets with shelving, full bathrooms, linen storage, and a bright bonus room overlooking the surrounding neighborhood and pine trees. Additional features include a Sommer garage door motor, Rinnai tankless water heater, seller-owned LP gas tank, modern LP gas system components, illuminated crawl space, generous natural light, and landscaping designed to complement the home’s setting.

A thoughtfully designed custom home with quality finishes, flexible spaces, and access to a quiet lake-area lifestyle. Certificate of Occupancy is in process while final inspection/punch-list items are being completed. Buyer/Buyer Agent to verify schools, square footage, HOA fees, community amenities, lake access, utilities, permits, CO status, and any information deemed important.

Property details

Beds
3
Baths
3
SqFt
2,419
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Marble, Tile, Vinyl
HOA dues
$500 / yr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,192/ month

Principal & interest
$4,334
Property tax (~1.05%)
$612
Homeowners insurance
$204
HOA dues
$41

Down payment

$34,995 down · $664,905 financed

Income to qualify (28% rule)

~$222,552 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.