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John KurtzNational Real Estate

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Belmont · Belmont, NC

107 Watson Street

Belmont, NC · 1,062 sqft

$315,000

  • 2Beds
  • 2Baths
  • 1,062SqFt
  • 1997Year

About this home

Welcome home to this beautifully updated 2-bedroom, 2-bath ranch nestled in the desirable Adams Bluff community! Offering over 1,000 square feet of thoughtfully designed living space, this move-in ready home combines comfort, style, and exceptional value just minutes from charming downtown Belmont.

Step inside to durable laminate flooring throughout the whole home and a ton of natural light that creates a bright, inviting atmosphere. The kitchen features granite countertops, a tile backsplash, ample pantry space, and all appliances convey—including the refrigerator, washer, and dryer!

One of this home's standout features is the fully paid-off solar panel system, providing outstanding energy efficiency. Even better, the system consistently generates more electricity than the home uses, resulting in a monthly credit from Duke Energy, helping reduce your utility costs while offering long-term savings.

Enjoy your morning coffee on the welcoming covered front porch or unwind on the private rear deck overlooking the level backyard. Additional highlights include a concrete driveway with parking for two vehicles and a 30-year architectural shingle roof that was installed in 2019.

Located just minutes from downtown Belmont's restaurants, breweries, parks, shopping, and easy access to I-85 and Charlotte, this home offers the perfect blend of small-town charm and everyday convenience.

Move-in ready, energy-efficient, and full of value—don't miss your opportunity to own this Belmont gem with built-in monthly energy savings!

Property details

Beds
2
Baths
2
SqFt
1,062
Lot
Year built
1997
Type
Single Family
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Laminate
HOA dues
$190 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,281/ month

Principal & interest
$1,950
Property tax (~0.85%)
$223
Homeowners insurance
$91
HOA dues
$15

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$97,788 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.