Belmont · Belmont, NC
107 Watson Street
Belmont, NC · 1,062 sqft
$315,000
- 2Beds
- 2Baths
- 1,062SqFt
- 1997Year
About this home
Welcome home to this beautifully updated 2-bedroom, 2-bath ranch nestled in the desirable Adams Bluff community! Offering over 1,000 square feet of thoughtfully designed living space, this move-in ready home combines comfort, style, and exceptional value just minutes from charming downtown Belmont.
Step inside to durable laminate flooring throughout the whole home and a ton of natural light that creates a bright, inviting atmosphere. The kitchen features granite countertops, a tile backsplash, ample pantry space, and all appliances convey—including the refrigerator, washer, and dryer!
One of this home's standout features is the fully paid-off solar panel system, providing outstanding energy efficiency. Even better, the system consistently generates more electricity than the home uses, resulting in a monthly credit from Duke Energy, helping reduce your utility costs while offering long-term savings.
Enjoy your morning coffee on the welcoming covered front porch or unwind on the private rear deck overlooking the level backyard. Additional highlights include a concrete driveway with parking for two vehicles and a 30-year architectural shingle roof that was installed in 2019.
Located just minutes from downtown Belmont's restaurants, breweries, parks, shopping, and easy access to I-85 and Charlotte, this home offers the perfect blend of small-town charm and everyday convenience.
Move-in ready, energy-efficient, and full of value—don't miss your opportunity to own this Belmont gem with built-in monthly energy savings!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,062
- Lot
- —
- Year built
- 1997
- Type
- Single Family
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Laminate
- HOA dues
- $190 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,281/ month
- Principal & interest
- $1,950
- Property tax (~0.85%)
- $223
- Homeowners insurance
- $91
- HOA dues
- $15
Down payment
$15,750 down · $299,250 financed
Income to qualify (28% rule)
~$97,788 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


