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John KurtzNational Real Estate

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Morganton · Morganton, NC

108 Fletcher Street

Morganton, NC · 873 sqft

$209,000

  • 2Beds
  • 1Baths
  • 873SqFt
  • 1948Year
  • 125' x 87.5' x 125.33' x 75'Lot
  • 1Days on market

About this home

Settle-in to this charming home in the desirable Salem community. Tucked away on a quiet, low-traffic street, this well-maintained cottage on a corner lot sits less than 1 mile from I-40, Exit 103 offering both convenience and privacy. This 2 bed, 1 bath home also has a foyer which has been used as a third bedroom in the past. All rooms have been freshly painted, and all kitchen appliances will remain with the home. Laminate wood floors extend throughout the home except in the kitchen and bath which both have tile. A separate multi-purpose building has a garage (250 sq. ft) with an attached covered carport (247 sq. ft) on one side and a workshop/storage and laundry room (155 sq. ft) on the other. The home is connected to City water and sewer and previously had natural gas, but was converted (owner preference), giving the flexibility to reconnect in the future. With shopping and restaurants on the same exit, daily errands are quick and easy. Despite the convenience of many prominent retail and restaurant locations nearby, the privacy of this small neighborhood still remains. The following nearby hospitals and schools are ALL less than three (3) miles away:

Western Piedmont Community College (WPCC), NC School of Science and Math western campus (NCSSM), NC School for the Deaf (NCSD), Salem Elementary School, Liberty Middle School, Patton High School, Broughton Hospital, UNC Health Blue Ridge – Morganton (formerly Grace Hospital), J. Iverson Riddle Development Center.

Property details

Beds
2
Baths
1
SqFt
873
Lot
125' x 87.5' x 125.33' x 75'
Year built
1948
Type
Single Family
Days on market
1
Garage
1
Style
Cottage
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Laminate

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,538/ month

Principal & interest
$1,294
Property tax (~1.05%)
$182
Homeowners insurance
$60
HOA dues

Down payment

$10,450 down · $198,550 financed

Income to qualify (28% rule)

~$65,924 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.