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John KurtzNational Real Estate

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Mount Holly · Mount Holly, NC

109 Falling Leaf Lane

Mount Holly, NC · 2,291 sqft

$520,000

  • 4Beds
  • 3.5Baths
  • 2,291SqFt
  • 1989Year
  • 131x233x100x231Lot

About this home

Welcome to your private retreat! Situated on a beautifully landscaped 0.60-acre fenced lot with NO HOA, this exceptional 4-bedroom, 3.5-bath home offers the perfect blend of comfort, flexibility, and outdoor living. Relax on the rocking chair front porch or entertain in your backyard oasis featuring an inground pool with diving board and deep end, screened porch with hot tub (to convey), pergola-covered patio, exterior pool shower, and a pool house complete with a half bath, covered gathering area, window A/C unit, water heater, and ample storage. Inside, you'll find hardwood floors throughout the main level, granite countertops, solid wood cabinetry, stainless steel appliances, a center island with bar seating, and a cozy living room with a gas fireplace. The spacious floor plan includes a versatile bedroom/bonus suite with a full bath and private exterior entrance, making it ideal for a second primary suite, guest quarters, home office, or multi-generational living. Car enthusiasts, hobbyists, and business owners will love the attached 2-car garage plus an oversized detached garage featuring a workshop and dedicated office space. Extensively maintained with numerous updates, in 2026- water heater, pool pump and garbage disposal, 2022 HVAC for the bed/bonus/2nd primary, 2016 HVAC for the main home, 2018 water softener and gutter guards, 2021 sump pump, encapsulated crawl space, and in 2011 a 405-foot deep well installed. The attached garage and private suite were professionally permitted and added in 2004. Annual termite inspections and pest treatments have been performed by Ivy Exterminators. Conveniently located just 15–20 minutes from the U.S. National Whitewater Center, Downtown Mount Holly, Belmont, Stanley, public lake access, and Charlotte Douglas International Airport, this one-of-a-kind property offers the space, privacy, and versatility you've been searching for.

Property details

Beds
4
Baths
3.5
SqFt
2,291
Lot
131x233x100x231
Year built
1989
Type
Single Family
Garage
4
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Features

  • Breakfast Bar
  • Hot Tub
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Above Ground Hot Tub / Spa
  • Hot Tub
  • Outdoor Shower
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,827/ month

Principal & interest
$3,220
Property tax (~1.05%)
$455
Homeowners insurance
$151
HOA dues

Down payment

$26,000 down · $494,000 financed

Income to qualify (28% rule)

~$164,022 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.