Charlotte · Charlotte, NC
10924 Pampas Circle
Charlotte, NC · 1,970 sqft
$520,000
- 4Beds
- 2.5Baths
- 1,970SqFt
- 1983Year
- 1Days on market
About this home
Welcome to this charming 4-bedroom, 2.5-bath home in the established Innisfree subdivision of Charlotte. This two-story residence offers a functional floor plan with updated kitchen in 2026 and partially renovated bathrooms in 2026. The inviting living area features beautiful hardwood floors and a cozy wood-burning fireplace, creating a warm and welcoming atmosphere. Upstairs, you will find 4 spacious bedrooms and 2 full bathrooms, providing plenty of room for family and guests. Enjoy relaxing on the beautiful covered front porch, perfect for rocking chairs and morning coffee. Step outside to the spacious rear deck with stairs leading down to a large fenced backyard, offering plenty of space for outdoor entertaining, pets, play or gardening.
Situated on a cul-de-sac lot, the property provides added privacy and outdoor enjoyment. With no HOA, homeowners have greater flexibility and fewer restrictions. Residents of Innisfree also enjoy access to the McMullen Creek Greenway, providing opportunities for walking, running, and biking close to home.
Conveniently located near shopping, dining, the Bowl in Ballantyne, medical hospital, and Interstate 485.
This is a great opportunity to own a well-maintained home in a desirable Charlotte location.
Additional updates include all new windows in 2021, new hot water heater in 2026 and HVAC exterior unit 2020
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 1,970
- Lot
- —
- Year built
- 1983
- Type
- Single Family
- Days on market
- 1
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
Features
- Attic Stairs Pulldown
- Breakfast Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,827/ month
- Principal & interest
- $3,220
- Property tax (~1.05%)
- $455
- Homeowners insurance
- $151
- HOA dues
- —
Down payment
$26,000 down · $494,000 financed
Income to qualify (28% rule)
~$164,022 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


