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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

10924 Pampas Circle

Charlotte, NC · 1,970 sqft

$520,000

  • 4Beds
  • 2.5Baths
  • 1,970SqFt
  • 1983Year
  • 1Days on market

About this home

Welcome to this charming 4-bedroom, 2.5-bath home in the established Innisfree subdivision of Charlotte. This two-story residence offers a functional floor plan with updated kitchen in 2026 and partially renovated bathrooms in 2026. The inviting living area features beautiful hardwood floors and a cozy wood-burning fireplace, creating a warm and welcoming atmosphere. Upstairs, you will find 4 spacious bedrooms and 2 full bathrooms, providing plenty of room for family and guests. Enjoy relaxing on the beautiful covered front porch, perfect for rocking chairs and morning coffee. Step outside to the spacious rear deck with stairs leading down to a large fenced backyard, offering plenty of space for outdoor entertaining, pets, play or gardening.

Situated on a cul-de-sac lot, the property provides added privacy and outdoor enjoyment. With no HOA, homeowners have greater flexibility and fewer restrictions. Residents of Innisfree also enjoy access to the McMullen Creek Greenway, providing opportunities for walking, running, and biking close to home.

Conveniently located near shopping, dining, the Bowl in Ballantyne, medical hospital, and Interstate 485.

This is a great opportunity to own a well-maintained home in a desirable Charlotte location.

Additional updates include all new windows in 2021, new hot water heater in 2026 and HVAC exterior unit 2020

Property details

Beds
4
Baths
2.5
SqFt
1,970
Lot
Year built
1983
Type
Single Family
Days on market
1
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Breakfast Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,827/ month

Principal & interest
$3,220
Property tax (~1.05%)
$455
Homeowners insurance
$151
HOA dues

Down payment

$26,000 down · $494,000 financed

Income to qualify (28% rule)

~$164,022 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.