Spindale · Spindale, NC
110 Kingston Place
Spindale, NC · 1,564 sqft
$410,000
- 3Beds
- 2Baths
- 1,564SqFt
- 2022Year
About this home
Welcome to easy, low-maintenance living in the desirable 55+ community of Sparks Crossing! Built in 2022, this impeccably maintained 3-bedroom, 2-bath home offers 1,564 square feet of thoughtfully designed single-level living with no stairs and durable full brick construction. The inviting open floor plan features a cozy gas log fireplace with a custom mantel, creating the perfect gathering space for family and friends. The popular split-bedroom layout provides privacy for the spacious primary suite, which includes an ensuite bath and a generous walk-in closet. Two additional bedrooms and a full bath offer flexibility for guests, hobbies, or a home office. Step outside to enjoy the large back deck, ideal for entertaining or relaxing, complete with a gas BBQ grill that conveys. The beautifully upgraded landscaping enhances the home's curb appeal, while the HOA-maintained lawn care allows you to spend more time enjoying life and less time on yard work. Additional highlights include a 2-car garage with a convenient utility sink. Situated on a 0.25-acre lot in the meticulously maintained community of Sparks Crossing, residents enjoy direct access to the Thermal Belt Rail Trail and are just minutes from the shops, restaurants, and amenities of downtown Rutherfordton. This move-in-ready home combines modern comfort, quality construction, and a prime location in one exceptional package. Don't miss your opportunity to experience the best of carefree 55+ living!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,564
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Garage
- 2
- Style
- Ranch
- Heating
- Heat Pump, Natural Gas
- Cooling
- Electric, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Vinyl
- HOA dues
- $120 / mo
Features
- Split Bedroom
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,137/ month
- Principal & interest
- $2,539
- Property tax (~1.05%)
- $358
- Homeowners insurance
- $119
- HOA dues
- $120
Down payment
$20,500 down · $389,500 financed
Income to qualify (28% rule)
~$134,467 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.