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John KurtzCharlotte · NC

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Spindale · Spindale, NC

110 Kingston Place

Spindale, NC · 1,564 sqft

$410,000

  • 3Beds
  • 2Baths
  • 1,564SqFt
  • 2022Year

About this home

Welcome to easy, low-maintenance living in the desirable 55+ community of Sparks Crossing! Built in 2022, this impeccably maintained 3-bedroom, 2-bath home offers 1,564 square feet of thoughtfully designed single-level living with no stairs and durable full brick construction. The inviting open floor plan features a cozy gas log fireplace with a custom mantel, creating the perfect gathering space for family and friends. The popular split-bedroom layout provides privacy for the spacious primary suite, which includes an ensuite bath and a generous walk-in closet. Two additional bedrooms and a full bath offer flexibility for guests, hobbies, or a home office. Step outside to enjoy the large back deck, ideal for entertaining or relaxing, complete with a gas BBQ grill that conveys. The beautifully upgraded landscaping enhances the home's curb appeal, while the HOA-maintained lawn care allows you to spend more time enjoying life and less time on yard work. Additional highlights include a 2-car garage with a convenient utility sink. Situated on a 0.25-acre lot in the meticulously maintained community of Sparks Crossing, residents enjoy direct access to the Thermal Belt Rail Trail and are just minutes from the shops, restaurants, and amenities of downtown Rutherfordton. This move-in-ready home combines modern comfort, quality construction, and a prime location in one exceptional package. Don't miss your opportunity to experience the best of carefree 55+ living!

Property details

Beds
3
Baths
2
SqFt
1,564
Lot
Year built
2022
Type
Single Family
Garage
2
Style
Ranch
Heating
Heat Pump, Natural Gas
Cooling
Electric, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
HOA dues
$120 / mo

Features

  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,137/ month

Principal & interest
$2,539
Property tax (~1.05%)
$358
Homeowners insurance
$119
HOA dues
$120

Down payment

$20,500 down · $389,500 financed

Income to qualify (28% rule)

~$134,467 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.