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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

1108 Pegram Street

Charlotte, NC · 1,228 sqft

$549,000

Reduced from $629,900

  • 3Beds
  • 2Baths
  • 1,228SqFt
  • 1926Year
  • 109Days on market

About this home

Welcome home to 1108 Pegram Street, where historic charm meets modern living. Tucked into Charlotte’s beloved Louise Mill Village, near the vibrant Plaza Midwood and Belmont corridors, this charming cottage invites you to slow down, settle in, and truly enjoy the place you call home.

Picture yourself starting your morning on the welcoming front porch with coffee in hand, greeting neighbors as they walk by, and enjoying the sense of community that makes this area so special. Warm hardwood floors, thoughtful updates, and a comfortable flow create spaces designed not just to be admired, but to be lived in. Step inside and imagine evenings gathered in the warm, light-filled living spaces, cooking favorite meals in the updated kitchen, and creating memories around the table with friends and family.

With three bedrooms and two full bathrooms, this home offers flexibility for the way you live—whether you need a peaceful primary retreat, a guest room, a home office, or a creative space. The rear bedroom with its separate entry opens the door to endless possibilities, from a private workspace to a guest suite or additional space tailored to your lifestyle.

When the day winds down, step outside to your private fenced backyard and envision weekend gatherings, gardening, relaxing under the trees, or simply enjoying your own outdoor escape in the heart of the city.

Beyond the home itself, it’s the location that truly completes the experience. Enjoy easy access to dining, entertainment, shopping, Uptown Charlotte, and the continued growth happening throughout the surrounding area—all while coming home to a neighborhood with character, history, and a welcoming feel.

This is more than a house—it’s a place where your next chapter begins. Come experience 1108 Pegram Street and imagine the life waiting for you here.

Property details

Beds
3
Baths
2
SqFt
1,228
Lot
Year built
1926
Type
Single Family
Days on market
109
Style
Cottage
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,040/ month

Principal & interest
$3,400
Property tax (~1.05%)
$480
Homeowners insurance
$160
HOA dues

Down payment

$27,450 down · $521,550 financed

Income to qualify (28% rule)

~$173,169 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.