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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

112 Forest Cove

Rutherfordton, NC · 960 sqft

$230,000

  • 1Beds
  • 1Baths
  • 960SqFt
  • 1979Year
  • 101x317x64x150x90x422Lot
  • 1Days on market

About this home

Escape to the peaceful foothills with this charming home situated on 1.43 private acres in Grassy Knob Acres. Surrounded by woods and featuring a spacious grassy lawn, this property offers the perfect setting to enjoy the outdoors, whether you're relaxing in a rocking chair on the covered deck, hosting friends around the firepit, or a have hopes of gardening. Thoughtful updates include newer windows (2021), HVAC system (2022), roof and gutters (2022), and Hardie board siding (2022), providing added comfort and peace of mind. The home is currently permitted as one bedroom on the septic, but does offer two additional rooms for office space, crafting, or flex space. Residents enjoy access to the community pond for fishing, and short-term rentals are permitted within the neighborhood. Whether you're searching for a full-time residence, weekend getaway, or mountain retreat, this property offers privacy, outdoor enjoyment, and a convenient Rutherfordton location close to local Lake Lure & Chimney Rock shops, restaurants, and area attractions.

Property details

Beds
1
Baths
1
SqFt
960
Lot
101x317x64x150x90x422
Year built
1979
Type
Single Family
Days on market
1
Style
Cottage
Heating
Baseboard, Heat Pump, Propane
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
View
Long Range, Mountain(s), Winter, Year Round

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,692/ month

Principal & interest
$1,424
Property tax (~1.05%)
$201
Homeowners insurance
$67
HOA dues

Down payment

$11,500 down · $218,500 financed

Income to qualify (28% rule)

~$72,548 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.