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John KurtzNational Real Estate

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Mount Holly · Mount Holly, NC

114 Old Mine Road

Mount Holly, NC · 2,862 sqft

$679,000

  • 4Beds
  • 2.5Baths
  • 2,862SqFt
  • 1979Year
  • 1Days on market

About this home

This beautifully maintained 4-bedroom, 2.5-bath single-family home in Mt. Holly offers 2,862 sq ft of thoughtfully designed living space on a generous 1.13-acre lot, making it an ideal choice for relocating buyers seeking room to grow and unwind. With its classic brick exterior, this home combines timeless curb appeal with modern functionality, providing the perfect backdrop for your next chapter in North Carolina. Inside, you'll find a layout that balances openness with privacy, giving you plenty of room for home offices, guest suites, or hobby spaces. Pull-down attic stairs provide easy access to generous attic storage, a valuable feature for organizing seasonal items, keepsakes, or overflow from a recent move. Every detail has been considered to make daily living more convenient and comfortable, whether you're hosting friends or simply enjoying a quiet evening at home. The expansive 1.13-acre lot offers rare breathing room and flexibility, giving you space for outdoor entertaining, gardening, play areas, or future projects. Adding to the property’s unique character, there is a closed 1800's gold mine located on the property, a fascinating piece of local history that makes this homesite truly one of a kind. The brick exterior not only adds enduring style but also provides durability, so you can spend more time enjoying your new home and less time on upkeep. Location is a major advantage here. You'll be just 5 miles from Belmont and the U.S. National Whitewater Center, a world-class destination for outdoor adventure and recreation. Charlotte Douglas Airport is only 9 miles away, making travel seamless for work or leisure. Downtown Charlotte, with its dining, arts, and business hubs, is a quick 10 miles, while Gastonia offers additional shopping and services at the same distance. The home is also conveniently located near Lake Norman, Lake Wylie, and Mountain Island Lake, giving you easy access to boating, fishing, and waterfront relaxation. Whether you're exploring local trails, enjoying lake life, or commuting to the city, everything you need is within reach. This is a rare opportunity to settle into a spacious, well-built home in a location that truly delivers on convenience and lifestyle.

Property details

Beds
4
Baths
2.5
SqFt
2,862
Lot
Year built
1979
Type
Single Family
Days on market
1
Garage
3
Heating
Electric, Propane
Cooling
Ceiling Fan(s), Heat Pump, Other - See Remarks
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Attic Walk In
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,997/ month

Principal & interest
$4,205
Property tax (~1.05%)
$594
Homeowners insurance
$198
HOA dues

Down payment

$33,950 down · $645,050 financed

Income to qualify (28% rule)

~$214,174 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.