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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

11528 Erwin Ridge Avenue

Charlotte, NC · 2,203 sqft

$421,000

  • 5Beds
  • 3Baths
  • 2,203SqFt
  • 2002Year
  • 1Days on market

About this home

11528 Erwin Ridge Ave is a 2-story Charlotte single home built in 2002 with five bedrooms and three bathrooms across an open layout. The kitchen is fitted with white cabinetry, granite countertops, an island with bar seating for casual meals, and a microwave and range that keep cooking tasks within easy reach. The adjoining living area is anchored by a fireplace that adds warmth and ambiance to the main gathering space, while a formal dining room with wainscoting handles larger meals. The primary bedroom provides room for full furnishings and includes a walk-in closet for organized storage, paired with a primary bathroom that features a soaking tub, a separate walk-in shower, and double sinks for efficient morning routines. A fully fenced backyard extends the usable space outdoors, and the 2-car attached garage completes this well-maintained residence with practical amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

Property details

Beds
5
Baths
3
SqFt
2,203
Lot
Year built
2002
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet
HOA dues
$230 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,136/ month

Principal & interest
$2,607
Property tax (~1.05%)
$368
Homeowners insurance
$122
HOA dues
$38

Down payment

$21,050 down · $399,950 financed

Income to qualify (28% rule)

~$134,437 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.