Charlotte · Charlotte, NC
11649 James Richard Drive
Charlotte, NC · 3,378 sqft
$950,000
- 3Beds
- 3.5Baths
- 3,378SqFt
- 2004Year
About this home
Welcome to this beautifully designed 3-bedroom, 3.5-bath home offering 3,378 square feet of thoughtfully planned living space in one of South Charlotte's most desirable locations. From the moment you enter, you'll appreciate the soaring ceilings, abundant natural light, and spacious open layout.
The primary suite is conveniently located on the main level, providing comfort and privacy with easy access to the home's main living areas. Upstairs, you'll find two additional bedrooms, each with ample space, along with a large bonus room perfect for a media room, playroom, fitness space, or guest retreat. A versatile loft area offers the ideal setting for a home office, study, or reading nook.
Enjoy year-round relaxation in the four-season screened porch overlooking a private backyard, creating the perfect space for entertaining, morning coffee, or unwinding after a long day. The backyard provides a peaceful setting with plenty of privacy and room to enjoy outdoor living.
Combining spacious interiors, flexible living spaces, and exceptional outdoor amenities, this home offers the perfect blend of comfort, functionality, and style in a prime Charlotte location.
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 3,378
- Lot
- —
- Year built
- 2004
- Type
- Single Family
- Garage
- 2
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $785 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,057/ month
- Principal & interest
- $5,883
- Property tax (~1.05%)
- $831
- Homeowners insurance
- $277
- HOA dues
- $65
Down payment
$47,500 down · $902,500 financed
Income to qualify (28% rule)
~$302,458 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


