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John KurtzNational Real Estate

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Shelby · Shelby, NC

119 Hillcrest Street

Shelby, NC · 1,620 sqft

$275,000

  • 3Beds
  • 2Baths
  • 1,620SqFt
  • 1957Year
  • 1Days on market

About this home

Charming Ranch Home Near Gardner-Webb University

Welcome home to this inviting 3-bedroom, 2-bath ranch-style home conveniently located near Gardner-Webb University in the desirable community of Boiling Springs, NC.

Inside, you'll find beautiful wood floors that add warmth and character throughout the home. The functional ranch layout offers comfortable living spaces]

Situated on an extra-large lot, this property provides ample outdoor space for gardening, entertaining, pets, or simply enjoying the outdoors. The fully fenced backyard offers privacy and security, while the storage shed provides additional space for tools, equipment, and seasonal items.

Whether you're looking for a primary residence, a college-area investment property, or a home with room to grow, this property combines convenience, comfort, and outdoor space in a fantastic location.

Features Include:

3 Bedrooms 2 Full Bathrooms Ranch-style floor plan Beautiful wood floors Extra-large lot Fully fenced backyard Storage shed Convenient location near Gardner-Webb University Easy access to shopping, dining, and local amenities

Property details

Beds
3
Baths
2
SqFt
1,620
Lot
Year built
1957
Type
Single Family
Days on market
1
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.