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John KurtzNational Real Estate

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Spruce Pine · Spruce Pine, NC

1199 Deer Park Lake Road

Spruce Pine, NC · 1,663 sqft

$345,000

  • 3Beds
  • 2Baths
  • 1,663SqFt
  • 1959Year
  • 0Lot
  • 1Days on market

About this home

Welcome to this well-maintained 3-bedroom, 2-bath home located in the highly desirable Deep Park Lake community. Situated on a spacious 0.68-acre lot, this property offers beautiful curb appeal with a welcoming front yard and a fenced backyard that's perfect for pets, play, or outdoor gatherings. Inside, you'll find numerous recent updates, including flooring, a refreshed kitchen, a brand-new roof installed in 2025, and a new septic installed in 2020. The inviting living room features hardwood floors and a cozy fireplace, while the upstairs bedrooms also showcase beautiful hardwood flooring. An enclosed rear patio provides the perfect space for entertaining, relaxing, or enjoying your morning coffee. While this area is not heated and is not included in the home's square footage, it offers additional entertaining space.

Property details

Beds
3
Baths
2
SqFt
1,663
Lot
0
Year built
1959
Type
Single Family
Days on market
1
Style
Other
Heating
Forced Air, Oil
Cooling
None
Foundation
Basement, Crawl Space
Flooring
Tile, Vinyl, Wood
HOA dues
$50 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,543/ month

Principal & interest
$2,136
Property tax (~1.05%)
$301
Homeowners insurance
$100
HOA dues
$4

Down payment

$17,250 down · $327,750 financed

Income to qualify (28% rule)

~$109,001 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.