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John KurtzNational Real Estate

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Albemarle · Albemarle, NC

120 Pembroke Way #15

Albemarle, NC · 2,762 sqft

$389,900

  • 4Beds
  • 3Baths
  • 2,762SqFt
  • 2026Year
  • 1Days on market

About this home

Quick Move-In Opportunity! Discover the Kipling, a beautifully designed home offering approximately 2,800 square feet with 4 bedrooms, 3 full bathrooms, a spacious bonus room, and an open-concept layout ideal for everyday living and entertaining. The designer kitchen features Frost White quartz countertops, an oversized island, upgraded white cabinetry, designer tile backsplash, matte black fixtures, and stylish pendant lighting. Enjoy upgraded laminate flooring throughout the main living areas, hardwood stairs, and a luxurious primary suite with a garden tub, tiled walk-in shower, Level 3 ceramic tile flooring, dual vanity, and a spacious walk-in closet. A first-floor guest suite offers added flexibility for guests or multigenerational living. Located in Morrow Brook, enjoy convenient access to shopping, dining, outdoor recreation, and an easy commute to Concord and Charlotte.

Property details

Beds
4
Baths
3
SqFt
2,762
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Other
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
HOA dues
$600 / yr

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,919/ month

Principal & interest
$2,414
Property tax (~1.05%)
$341
Homeowners insurance
$113
HOA dues
$50

Down payment

$19,495 down · $370,405 financed

Income to qualify (28% rule)

~$125,127 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.