Charlotte · Charlotte, NC
12023 Overlook Mountain Drive
Charlotte, NC · 4,324 sqft
$815,000
- 4Beds
- 3Baths
- 4,324SqFt
- 1998Year
- 117x199x109x201Lot
About this home
Gorgeous, meticulously maintained home in the highly desirable Overlook at Mountain Island Lake! Situated on a beautifully landscaped half-acre lot, this spacious 4-bedroom, 3-bath home offers exceptional living space, including a bonus room and an unfinished walk-out basement with electricity and plumbing already in place for a future bath—providing endless possibilities for expansion. Inside, you'll find a welcoming open foyer, stunning hardwood floors throughout the main level, and a thoughtfully designed floor plan featuring a full bedroom and bath on the main floor, ideal for guests or multi-generational living. The spacious family room showcases a gas fireplace with custom built-ins, while the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern hardware and lighting. The primary and guest bathrooms have been beautifully updated, adding style and comfort throughout. Step outside to enjoy the private backyard retreat with an oversized deck, perfect for relaxing or entertaining, along with an irrigation system to keep the lush landscaping looking its best. Residents enjoy fantastic neighborhood amenities in this sought-after lakefront community. Conveniently located near I-485, the airport, the U.S. National Whitewater Center, and just 15 minutes from Uptown Charlotte, this home offers the perfect combination of tranquility, convenience, and lifestyle. A rare opportunity to own a move-in-ready home in one of Mountain Island Lake's most prestigious neighborhoods. You must see this magnificent, gorgeous, well-maintained home and one you have been waiting for!!!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 4,324
- Lot
- 117x199x109x201
- Year built
- 1998
- Type
- Single Family
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $1,842 / yr
Features
- Attic Stairs Pulldown
- Built-in Features
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,151/ month
- Principal & interest
- $5,047
- Property tax (~1.05%)
- $713
- Homeowners insurance
- $237
- HOA dues
- $153
Down payment
$40,750 down · $774,250 financed
Income to qualify (28% rule)
~$263,651 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


