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John KurtzNational Real Estate

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Fort Mill · Fort Mill, SC

121 E Summersby Street

Fort Mill, SC · 1,701 sqft

$450,000

  • 4Beds
  • 1.5Baths
  • 1,701SqFt
  • 1974Year
  • 1Days on market

About this home

Rare opportunity to own a property with two included lots in the heart of Fort Mill. Nestled among mature trees and overlooking a peaceful creek, this 4-bedroom split-level home offers a setting that feels tucked away while remaining just minutes from downtown Fort Mill, local dining, shopping, and everyday conveniences.

Inside, you’ll find approximately 1,700 square feet of living space, multiple gathering areas, and a gas-log fireplace that adds warmth and character to the home. The kitchen is equipped with a gas range, gas cooktop, refrigerator, and dishwasher, while the flexible floor plan provides space for a variety of lifestyles and needs.

Step outside and enjoy the natural surroundings from the front porch, gather around the fire pit, or relax in the gazebo overlooking the wooded landscape. An outbuilding provides additional storage or workspace options. The sale includes a second parcel, creating a combined homesite of approximately 0.59 acres and offering added space, privacy, and future possibilities.

Properties offering this combination of land, location, and natural beauty within Fort Mill town limits are becoming increasingly difficult to find.

Property details

Beds
4
Baths
1.5
SqFt
1,701
Lot
Year built
1974
Type
Single Family
Days on market
1
Heating
ENERGY STAR Qualified Equipment, Forced Air, Heat Pump, Hot Water, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s), Central Air, Electric, Gas, Heat Pump
Foundation
Crawl Space, Pillar/Post/Pier

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.