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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12100 Provincetowne Drive

Charlotte, NC · 2,312 sqft

$550,000

  • 4Beds
  • 2.5Baths
  • 2,312SqFt
  • 1992Year
  • 1Days on market

About this home

Welcome to 12100 Providence Road, a beautifully maintained 4BR/2.5BTH with 2 car side load garage. This home offers timeless character, spacious living areas, and an unbeatable location. Recent updates include new windows in 2021 and a kitchen renovation completed approximately six years ago featuring granite countertops, cream-colored cabinetry, updated Frigidaire Gallery appliances, tile backsplash, farmhouse sink, and a sunny breakfast area. The inviting family room showcases a gas fireplace and custom built-in bookcases, while formal living and dining rooms provide excellent entertaining space. New HVAC system in 2023. No Masonite. Siding has been replaced with fiber cement! Upstairs, the oversized primary suite features a cathedral ceiling, large walk-in closet, dual vanities, soaking tub, and separate walk-in shower. Three additional bedrooms provide ample space, including one with a walk-in closet. Enjoy outdoor living on the deck or patio and take advantage of the home's mature setting and huge lush rear yard. Conveniently located near shopping, dining, schools, and everyday amenities, this home offers the perfect combination of comfort, space, and location. Ballantyne Ridge schools!

Property details

Beds
4
Baths
2.5
SqFt
2,312
Lot
Year built
1992
Type
Single Family
Days on market
1
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,047/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$173,484 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.