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John KurtzNational Real Estate

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Albemarle · Albemarle, NC

122 Lowder Road

Albemarle, NC · 1,541 sqft

$299,900

  • 3Beds
  • 1Baths
  • 1,541SqFt
  • 1963Year
  • 1Days on market

About this home

Welcome home to cozy comfort and spaces that boast of character and warmth. You will enjoy your kitchen, breakfast area and family room open concept layout. Also, a large living room on the front of the home for more entertaining and living space. This well maintained home will give you peace of mind. Windows and sliding glass doors have been replaced. The family room fireplace has a wood burning system with blower fan that connects to the vents throughout the home. Just off the breakfast area is a lovely screened porch you will love. Perfect for plants, rocking chairs, and quiet mornings with coffee! This single family ranch home is in Albemarle but feels like you're more out in the country. Two parcels with @ 1.43 acres to spread out and enjoy. Don't miss the wood shop in the barn with 282 feet of loft above and its own outside entrance. Loft is also plumbed for water but is not currently hooked up. A detached garage is perfect for storing your outside equipment and other tools as needed. Fruit trees, grapevines, and various flower bulbs add to the charm and beauty of this special property. Also includes parcel #6640-01-15-2268

Property details

Beds
3
Baths
1
SqFt
1,541
Lot
Year built
1963
Type
Single Family
Days on market
1
Garage
2
Heating
Oil
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,207/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues

Down payment

$14,995 down · $284,905 financed

Income to qualify (28% rule)

~$94,596 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.