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John KurtzNational Real Estate

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Lincolnton · Lincolnton, NC

1224 Petes Road

Lincolnton, NC · 1,969 sqft

$419,900

  • 3Beds
  • 2Baths
  • 1,969SqFt
  • 1950Year
  • 1Days on market

About this home

Imagine all the possibilities with this beauty. All this land gives you the opportunity to create your own spaces and special memories. This charming brick ranch home has an inviting front porch blending rustic charm with comfortable outdoor living. What a perfect place to unwind, entertain guests or enjoy a peaceful morning coffee. Welcome into a spacious living room with tons of natural light. Open updated kitchen includes rich dark cabinets, warm butcher block countertops, tile backsplash and stainless appliances. The center island also includes a butcher block countertop perfect for meal prep and additional seating. The versatile mud room/flex room has many options depending on what your needs are. This space is perfect for extra storage, a home office, workout area or playroom. The private primary bedroom features a cozy fireplace and ensuite bath. Three additional bedrooms and another full bath complete this floorpan. This property offers tons of open space for recreation, gardening, outdoor entertaining or just enjoying the privacy. The small trail behind the house is perfect for an afternoon of four wheeling. And don't miss all the great spots in downtown Lincolnton. Jump in a golf cart and enjoy the ride to all the local family owned restaurants and an ice cream shop! And don't miss the 4th of July and Christmas parades, concerts and the Apple festival. New furnace (2020), Rinnai tankless water heater (2025), Roof (2020).

Property details

Beds
3
Baths
2
SqFt
1,969
Lot
Year built
1950
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Forced Air, Propane
Cooling
Central Air
Foundation
Crawl Space

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,090/ month

Principal & interest
$2,600
Property tax (~1.05%)
$367
Homeowners insurance
$122
HOA dues

Down payment

$20,995 down · $398,905 financed

Income to qualify (28% rule)

~$132,447 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.