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John KurtzNational Real Estate

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Mill Spring · Mill Spring, NC

1239 W McGuinn Road

Mill Spring, NC · 1,972 sqft

$605,000

  • 2Beds
  • 2Baths
  • 1,972SqFt
  • 1800Year

About this home

This isn't just a home - it's a lifestyle! Escape to your own private retreat on 16+ unrestricted acres in the heart of Mill Spring, in highly sought-after Polk County. Mostly wooded and surrounded by woods, with a little over two acres cleared, the property is teeming with wildlife. This unique homestead offers the freedom you've been searching for. The home features 2 bedrooms, a spacious loft/bonus room, and 2 full bathrooms. It has multiple heat sources, including a whole-house heat pump, a gas log fireplace in the spacious primary bedroom, and a wood-burning stove in the family room/den. Home is equipped with three Ring security cameras, which convey with the property. Three exterior motion-sensor flood lights provide added security and convenience. Step outside and wander along your own network of trails, sit beside the gentle creek that meanders through the property, or discover the natural spring hidden in the woods behind the home. The property is well-equipped for homesteading, featuring a large barn (currently full of useful lumber for your projects), a 10x12 storage shed with electricity, a traditional corn crib/tool barn, and a 24'x31' (744 SF) workshop with electric and water. Just outside the workshop is a 30-amp electrical hookup for your RV. Part of the property on either side of the stream was recently re-graded and partially leveled. Rich in history, the original cabin was once part of a family homestead and dates back more than a century. Given its age, the current owner had the home assessed by a GC for structural integrity, and the house was deemed solid and sound. Family historical accounts suggest that the original section of the home, the cabin, dates back to 1780, and is the oldest structure in Polk County still in its original location. This place is special and you'll feel it the moment you step foot on the property. Conveniently located ten minutes from Lake Lure, 20 minutes from Columbus, 20 minutes from the Tryon Equestrian Center, and 35 minutes from Hendersonville. Property is at the end of a private dead-end dirt road, so out of respect for neighbors, please, no drive-bys. Showings by appointment only. Agent is owner. Own this beautiful piece of history today!

Property details

Beds
2
Baths
2
SqFt
1,972
Lot
Year built
1800
Type
Single Family
Style
Cabin
Heating
Electric, Heat Pump, Propane, Wood Stove
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,452/ month

Principal & interest
$3,746
Property tax (~1.05%)
$529
Homeowners insurance
$176
HOA dues

Down payment

$30,250 down · $574,750 financed

Income to qualify (28% rule)

~$190,833 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.