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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

1249 Maddy Lane #7

Rock Hill, SC · 2,097 sqft

$449,900

  • 3Beds
  • 2Baths
  • 2,097SqFt
  • 2006Year
  • 114Days on market

About this home

Beautiful one-level living on a level lot with few steps down to the backyard, offering comfort, accessibility, and long-term value. An expansive front porch welcomes you home—perfect for morning coffee, evening conversations, or simply enjoying the neighborhood—setting the tone for the thoughtful design found throughout.

A gracious foyer opens to a well-appointed layout featuring a formal dining room and a private office or flex space, ideal for working from home or quiet retreat space. This home offers a highly desirable split floor plan, providing privacy between the primary suite and secondary bedrooms—ideal for both everyday living and hosting guests.

The primary en suite is a true retreat with double vanities, a separate shower, and a relaxing garden tub. At the heart of the home, the open-concept kitchen features a large center island and flows seamlessly into the main living areas, creating a perfect space for entertaining and gathering. All living areas are conveniently located on one level.

An attached two-car garage accessed from the rear street enhances curb appeal and functionality with very few steps to get inside.

Adding exceptional future value, the home offers over 1,000 square feet of walk-up attic space ready for expansion. This area is already equipped with some electrical and plumbing, making it easy to create additional living space such as a bonus room, guest suite, or home office.

A rare opportunity to enjoy true one-level living today with the flexibility to grow tomorrow.

Property details

Beds
3
Baths
2
SqFt
2,097
Lot
Year built
2006
Type
Single Family
Days on market
114
Garage
2
Style
Ranch, Transitional
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$270 / yr

Features

  • Attic Other
  • Attic Stairs Fixed
  • Attic Walk In
  • Drop Zone
  • Kitchen Island
  • Split Bedroom
  • Storage
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,333/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$22

Down payment

$22,495 down · $427,405 financed

Income to qualify (28% rule)

~$142,874 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.