Belmont · Belmont, NC
13 Spruce Pine Drive
Belmont, NC · 1,207 sqft
$274,900
- 3Beds
- 1.5Baths
- 1,207SqFt
- 1964Year
- 1Days on market
About this home
Incredible opportunity in the heart of Belmont! Welcome to 13 Spruce Pine Drive, a charming home bursting with potential and waiting for your personal touch. This property features a highly functional layout boasting 3 bedrooms and 1.5 bathrooms, a bright and generous living room area, a dedicated dining space, and a classic kitchen setup. Offering a classic touch, this home provides a wonderful opportunity to update the aesthetic at your own pace to perfectly match your unique style. Location is everything, and this property truly delivers—situated just minutes from I-85, vibrant historic downtown Belmont, and local grocery shopping! Whether you are looking to customize your next primary residence or secure a solid property in a prime neighborhood, this Belmont gem is a must-see!
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,207
- Lot
- —
- Year built
- 1964
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Electric
- Foundation
- Crawl Space
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,977/ month
- Principal & interest
- $1,702
- Property tax (~0.85%)
- $194
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,745 down · $261,155 financed
Income to qualify (28% rule)
~$84,747 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
