Skip to content
John KurtzCharlotte · NC

View all 29 photos →

Union Mills · Union Mills, NC

130 S Chatem Court

Union Mills, NC · 1,648 sqft

$384,000

  • 3Beds
  • 2Baths
  • 1,648SqFt
  • 2011Year
  • 81Days on market

About this home

PRISTINE 3BR LOG RETREAT | 1.81 ACRES | GATED PRIVACY Rare "like-new" condition in the sought-after Hearthstone Ridge community. Unlike many mountain properties, this custom cabin has been exclusively used as a private getaway by the original owner and has never been a rental. The pride of ownership is evident in every corner. At 1,648 sq. ft., this home offers significantly more space and versatility than the standard 2-bedroom cabins in the area.

INTERIOR HIGHLIGHTS: The vaulted main level features a cozy living room with a fireplace and a spacious kitchen with a breakfast bar. Two bedrooms and a full bath complete the main floor. The entire upper level is a private primary sanctuary, featuring an ensuite bath and a versatile loft perfect for a home office or guest overflow.

OUTDOOR LIVING: Tucked at the end of a quiet cul-de-sac, enjoy total seclusion on nearly 2 wooded acres. Relax on the covered front porch or unwind in the private hot tub on the upper sun deck.

LOCATION & POTENTIAL: Minutes from Rutherfordton’s Main Street dining and breweries, yet easy access to Lake Lure and Asheville. High-quality furnishings are negotiable for buyers seeking a turnkey mountain transition. Whether you are looking for a full-time residence, a second home or a short-term rental property, this is the highest quality-per-square-foot log cabin value in the subdivision and surrounding areas.

Property details

Beds
3
Baths
2
SqFt
1,648
Lot
Year built
2011
Type
Single Family
Days on market
81
Style
Cabin, Cape Cod
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Tile, Wood
HOA dues
$475 / yr

Features

  • Breakfast Bar
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,865/ month

Principal & interest
$2,378
Property tax (~1.05%)
$336
Homeowners insurance
$112
HOA dues
$39

Down payment

$19,200 down · $364,800 financed

Income to qualify (28% rule)

~$122,820 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.