Marion · Marion, NC
130 Settlement Ridge Drive #48
Marion, NC · 399 sqft
$490,000
- 0Beds
- 0Baths
- 399SqFt
- 2017Year
- 1Days on market
About this home
Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare off the grid retreat/ artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary sense of privacy, peace and connection to nature. This could be your tiny house while you build your main residence further up on the land or just come down for the weekend to enjoy the lake and relaxation. Designed with warmth and authenticity in mind, the cabin is wrapped in low maintenance poplar bark siding crafted with natural reclaimed woods throughout, giving the feel of a timeless woodland hideaway. The interior is cozy, inviting and intentionally simple... a place where mornings begin with birdsong and coffee on the screened porch or covered front porch and evenings end beside the glow of sunset off the back deck. Whether used as a weekend escape, creative retreat or future mountain homestead, the property allows flexibility rarely found in such a protected setting. The cabin is currently off grid, allowing for a simpler lifestyle close to nature, while still offering the opportunity to add a private well and septic system in the future if desired. The homesite also provides an additional building envelope with room for guest quarters, a studio,garage, workshop,or expanded living space- all while maintaining the natural beauty and privacy that make Black Forest so special. Surrounded by native hardwoods, mountain air and quiet trails this property feels worlds away while remaining part of one of the areas most unique and thoughtfully preserved developments. The existing 399 sq ft cabin offers spacious living room, kitchen with refrigerator, portable microwave/convection oven all with reclaimed chestnut flooring, opening to large 204 sq ft heated screened porch which provides more living space and an open deck for grilling, overlooking the North Fork of Catawba River with views of the surrounding mountains . Bath area with Dry Flush toilet ,antique stained glass windows imported from France and hardware from Nepal. 50 sq ft loft for storage,etc.. This darling cabin/artist day studio has all of the perks of lake living without the premium price. A scenic walk approximately 1/3 mile (5 minute walk) from the cabin leads to the Lake Camp which includes your deeded boat slip #14 and pavilion . Enjoy easy access to the lake for boating, kayaking, fishing or simply relaxing along the shoreline while surrounded by the quiet beauty of the mountains. Also included is the River Camp with easy places to launch your kayak and fishing piers. This gated community offers a full time on site caretaker, a community building for cozy neighborhood get togethers and heli-pad . Only minutes to downtown Marion for dining, shopping, entertainment,etc. Also just 20 minutes to some of the best mountain biking and hiking trails at Fonta Flora State Park or Paddys Creek State Park. Truly nature's playground!
Property details
- Beds
- 0
- Baths
- 0
- SqFt
- 399
- Lot
- —
- Year built
- 2017
- Type
- Single Family
- Days on market
- 1
- Style
- Cabin
- Heating
- Ductless, Electric
- Cooling
- Ceiling Fan(s), Ductless, Window Unit(s)
- Foundation
- Other - See Remarks
- Flooring
- Wood
- View
- Long Range, Mountain(s), Water
- HOA dues
- $6,550 / yr
Features
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,152/ month
- Principal & interest
- $3,034
- Property tax (~1.05%)
- $428
- Homeowners insurance
- $142
- HOA dues
- $545
Down payment
$24,500 down · $465,500 financed
Income to qualify (28% rule)
~$177,951 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.