Morganton · Morganton, NC
1303 S Sterling Street
Morganton, NC · 1,207 sqft
$239,000
- 2Beds
- 1.5Baths
- 1,207SqFt
- 1901Year
- 1Days on market
About this home
Fresh, modern and thoughtfully designed, this charming 2BR/1.5BA cottage-style home offers easy one-level living and has been transformed from top to bottom. A 2026 renovation brought new life to every corner, including a new metal roof, HVAC system, siding, windows, flooring, paint, electrical and plumbing updates, doors, kitchen, bathrooms and more.
Gorgeous wide-plank Pergo flooring, bright natural light, generous room sizes and crisp, contemporary finishes create a comfortable and current feel. A surprisingly spacious layout lives larger than expected! Kitchen features an eat-in area, white cabinetry and new range and dishwasher. Oversized entry room makes an excellent flex space, perfect as a dining room, home office, sitting room, creative space, playroom or even a future third bedroom.
Both bathrooms stand out with beautiful fluted wood vanities that add warmth and texture, along with eye-catching mirrors. Laundry is conveniently located in the half bath. Just minutes from Blue Ridge Healthcare, downtown Morganton, schools, shopping, and I-40, this convenient location also offers a store within walking distance and numerous restaurants less than a mile away.
This home is truly move-in ready!
Property details
- Beds
- 2
- Baths
- 1.5
- SqFt
- 1,207
- Lot
- —
- Year built
- 1901
- Type
- Single Family
- Days on market
- 1
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,759/ month
- Principal & interest
- $1,480
- Property tax (~1.05%)
- $209
- Homeowners insurance
- $69
- HOA dues
- —
Down payment
$11,950 down · $227,050 financed
Income to qualify (28% rule)
~$75,387 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.