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John KurtzCharlotte · NC

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Morganton · Morganton, NC

1303 S Sterling Street

Morganton, NC · 1,207 sqft

$239,000

  • 2Beds
  • 1.5Baths
  • 1,207SqFt
  • 1901Year
  • 1Days on market

About this home

Fresh, modern and thoughtfully designed, this charming 2BR/1.5BA cottage-style home offers easy one-level living and has been transformed from top to bottom. A 2026 renovation brought new life to every corner, including a new metal roof, HVAC system, siding, windows, flooring, paint, electrical and plumbing updates, doors, kitchen, bathrooms and more.

Gorgeous wide-plank Pergo flooring, bright natural light, generous room sizes and crisp, contemporary finishes create a comfortable and current feel. A surprisingly spacious layout lives larger than expected! Kitchen features an eat-in area, white cabinetry and new range and dishwasher. Oversized entry room makes an excellent flex space, perfect as a dining room, home office, sitting room, creative space, playroom or even a future third bedroom.

Both bathrooms stand out with beautiful fluted wood vanities that add warmth and texture, along with eye-catching mirrors. Laundry is conveniently located in the half bath. Just minutes from Blue Ridge Healthcare, downtown Morganton, schools, shopping, and I-40, this convenient location also offers a store within walking distance and numerous restaurants less than a mile away.

This home is truly move-in ready!

Property details

Beds
2
Baths
1.5
SqFt
1,207
Lot
Year built
1901
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,759/ month

Principal & interest
$1,480
Property tax (~1.05%)
$209
Homeowners insurance
$69
HOA dues

Down payment

$11,950 down · $227,050 financed

Income to qualify (28% rule)

~$75,387 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.