Charlotte · Charlotte, NC
1304 N Caldwell Street
Charlotte, NC · 3,513 sqft
$1,415,000
- 4Beds
- 3.5Baths
- 3,513SqFt
- 2026Year
- 1Days on market
About this home
Modern 2-story home in desirable Optimist Park featuring 4 bedrooms, 3.5 baths, and designer finishes throughout. Open-concept floor plan with all hardwood flooring and a dedicated office with modern glass barn door. The chef’s kitchen showcases a waterfall-edge island, 48" dual-fuel range with griddle, custom hood, full appliance suite, large pantry, and entertaining bar with wine cooler and floating shelves. Family room features a stunning tiled fireplace, while the dining area is accented with designer sconces. Upstairs, the spacious primary suite opens to a covered porch with incredible city views and includes a luxurious bath with a large tiled shower. Three additional bedrooms include an ensuite and a Jack-and-Jill bath. Additional features include a second coffee/beverage bar, upstairs laundry with cabinetry, tankless water heater, and designer lighting throughout. Enjoy a covered porch, fenced and sodded backyard, plus a painted 2-car garage with epoxy floors, high ceilings, and side-mount openers. Exceptional modern living in one of Charlotte’s most sought-after neighborhoods.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,513
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Central, Electric, Heat Pump, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$10,414/ month
- Principal & interest
- $8,763
- Property tax (~1.05%)
- $1,238
- Homeowners insurance
- $412
- HOA dues
- —
Down payment
$70,750 down · $1,344,250 financed
Income to qualify (28% rule)
~$446,328 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


