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John KurtzCharlotte · NC

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Matthews · Matthews, NC

13539 Four Oaks Lane

Matthews, NC · 2,130 sqft

$479,900

  • 3Beds
  • 2Baths
  • 2,130SqFt
  • 1972Year

About this home

Beautiful white brick ranch situated on a spacious lot with NO HOA in a highly convenient Matthews location! This charming home offers timeless character with plantation shutters throughout, abundant natural light, and easy one-level living. The stunning 17x24 sunroom is filled with windows and natural light, creating the perfect space to relax, entertain, or enjoy peaceful views of the backyard year-round. Enjoy the privacy and flexibility that comes with a large lot while still being close to shopping, dining, parks, schools, and quick access to I-485. The classic white brick exterior adds incredible curb appeal, while the spacious outdoor areas provide endless possibilities for gardening, entertaining, or simply unwinding. Two storage sheds remain with the property, offering extra space for tools, hobbies, or outdoor equipment. Rare opportunity to own a well-maintained ranch with charm, space, and freedom in an established neighborhood!

Property details

Beds
3
Baths
2
SqFt
2,130
Lot
Year built
1972
Type
Single Family
Heating
Central
Cooling
Ceiling Fan(s), Central Air, Ductless
Foundation
Crawl Space
Flooring
Carpet, Stone, Wood

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Walk-In Closet(s)
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,532/ month

Principal & interest
$2,972
Property tax (~1.05%)
$419
Homeowners insurance
$139
HOA dues

Down payment

$23,995 down · $455,905 financed

Income to qualify (28% rule)

~$151,373 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.