Union Mills · Union Mills, NC
138 Settlers View
Union Mills, NC · 1,248 sqft
$475,000
- 2Beds
- 2Baths
- 1,248SqFt
- 1991Year
- 1Days on market
About this home
Escape to the beauty of Western North Carolina with this charming rustic log cabin nestled in the peaceful Pinnacle Ridge community. Set on nearly 14 acres, this 2-bedroom, 2-bath mountain retreat offers breathtaking, year-round long-range mountain views and the privacy you've been searching for. Inside, you'll find warm wood finishes, an inviting open-concept living area, and a spacious loft that provides the perfect space for guests, a home office, or a cozy reading nook. The partial basement offers abundant storage, workshop potential, or future expansion opportunities. The outdoor living spaces showcase the spectacular all-season views, allowing you to enjoy the changing mountain landscape from sunrise to sunset. Whether you're looking for a full-time residence, vacation getaway, or investment property, this cabin delivers the perfect balance of seclusion and convenience. Located just minutes from the charming towns of Rutherfordton and Forest City, and within an hour of Charlotte, Asheville, and Greenville, you'll enjoy easy access to airports, shopping, dining, healthcare, and endless outdoor recreation. Experience mountain living at its finest—where stunning views, privacy, and convenience come together in one exceptional property.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,248
- Lot
- —
- Year built
- 1991
- Type
- Single Family
- Days on market
- 1
- Style
- Cabin
- Heating
- Central, Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Electric, Heat Pump
- Foundation
- Basement, Crawl Space, Slab
- Flooring
- Tile, Wood
- View
- Mountain(s), Year Round
Features
- Breakfast Bar
- Cable Prewire
- Open Floorplan
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,495/ month
- Principal & interest
- $2,941
- Property tax (~1.05%)
- $415
- Homeowners insurance
- $138
- HOA dues
- —
Down payment
$23,750 down · $451,250 financed
Income to qualify (28% rule)
~$149,827 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.