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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

14051 Martin hill Way

Charlotte, NC · 2,570 sqft

$655,000

  • 4Beds
  • 3.5Baths
  • 2,570SqFt
  • 2023Year
  • 1742 sqftLot
  • 7Days on market

About this home

Located in the desirable Terraces at Providence community in the heart of Ballantyne, this beautifully maintained like-new 3-story townhome offers modern living with exceptional convenience. Just minutes from I-485, shopping, dining, fitness centers, medical facilities, and everyday essentials, all within a top-rated school district.

This spacious open-concept home features 4 bedrooms and 3.5 bathrooms, including a versatile lower-level guest suite perfect for visitors, a home office, or flex space. The main living area showcases a bright family room and a gourmet kitchen with an oversized island, quartz countertops, stainless steel appliances, double wall ovens, gas cooktop, subway tile backsplash, and abundant cabinet space. Step outside to a private wooden deck ideal for relaxing or entertaining.

Upstairs, the spacious primary suite includes walk-in closets and a luxurious bath with dual vanities and a walk-in tile shower with bench seating. Additional highlights include hardwood floors, third-floor laundry with washer and dryer included, attached 2-car garage, and additional driveway parking.

One of the standout benefits of this community is the exceptional HOA value which includes water, sewer, and trash collection are all included in the monthly HOA dues, helping homeowners enjoy lower utility costs and hassle-free living.

Property details

Beds
4
Baths
3.5
SqFt
2,570
Lot
1742 sqft
Year built
2023
Type
Townhome
Days on market
7
Garage
2
Heating
Central, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Vinyl
HOA dues
$338 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,158/ month

Principal & interest
$4,056
Property tax (~1.05%)
$573
Homeowners insurance
$191
HOA dues
$338

Down payment

$32,750 down · $622,250 financed

Income to qualify (28% rule)

~$221,090 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.