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John KurtzNational Real Estate

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Huntersville · Huntersville, NC

14109 White Gardens Lane

Huntersville, NC · 3,654 sqft

$1,299,900

  • 6Beds
  • 4.5Baths
  • 3,654SqFt
  • 2025Year

About this home

LOCATION! This flat, private 0.33-acre homesite offers rare space and usability, backing to a wooded tree line and peaceful horse pasture. Enjoy the perfect blend of privacy and convenience—just 7 minutes from Target & I-77, walking distance to NorthStone Country Club, and only 10 minutes to Birkdale Village. Completed in 2025, this thoughtfully designed home features an open-concept layout and expansive stacking glass doors that seamlessly blend indoor and outdoor living leading to a screened porch with large stone gas fireplace that overlooks a fenced backyard with extended patio. Additional upgrades include a bright sunroom, beverage fridge, custom vent hood, dual dishwashers, drop zone, and oversized 3-car garage. A main-level guest suite with full bath provides ideal flexibility for multigenerational living, guests, or a private office. Upstairs, the luxurious primary suite is a true retreat with separate his-and-hers custom walk-in closets plus 4 more bedrooms and 2 full baths. Must see! Some photos have been digitally enhanced.

Property details

Beds
6
Baths
4.5
SqFt
3,654
Lot
Year built
2025
Type
Single Family
Garage
3
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Hardwood, Wood
HOA dues
$540 / qtr

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,747/ month

Principal & interest
$8,050
Property tax (~1.05%)
$1,137
Homeowners insurance
$379
HOA dues
$180

Down payment

$64,995 down · $1,234,905 financed

Income to qualify (28% rule)

~$417,737 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.