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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

1411/1413 W 4th Street

Charlotte, NC · 2,079 sqft

$795,000

  • 4Beds
  • 2Baths
  • 2,079SqFt
  • 1938Year

About this home

Exceptional investment opportunity in Charlotte’s highly sought-after historic Wesley Heights neighborhood, just minutes from Uptown and less than one mile from Bank of America Stadium, Truist Field, dining, breweries, greenways, and entertainment. This solid brick duplex offers two thoughtfully updated units, each featuring 2 bedrooms plus a den/flex space ideal for a home office, guest space, or optional third bedroom, along with 1 full bathroom. Both units include remodeled kitchens with stainless steel appliances, updated stone countertops, refinished hardwood floors, abundant natural light, and functional open-concept living. Separate driveways provide added convenience for occupants and guests. Currently utilized as an income-producing property, this duplex offers flexibility for short-term, mid-term, or long-term rental strategies. Located within the historic district, the property may also present future value-add potential, including possible vertical expansion, subject to applicable approvals. Ideal for investors, owner-occupants, or buyers seeking a versatile asset in one of Charlotte’s most dynamic urban neighborhoods. Financials available upon request. Buyer to verify all use, zoning, permitting, historic district requirements, expansion potential, and rental regulations. Also listed as Residential Multi-Unit/Duplex under MLS #4394859.

Property details

Beds
4
Baths
2
SqFt
2,079
Lot
Year built
1938
Type
Single Family
Style
Bungalow
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,851/ month

Principal & interest
$4,923
Property tax (~1.05%)
$695
Homeowners insurance
$231
HOA dues

Down payment

$39,750 down · $755,250 financed

Income to qualify (28% rule)

~$250,764 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.