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John KurtzCharlotte · NC

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Mills River · Mills River, NC

144 Old Homeplace Lane

Mills River, NC · 1,731 sqft

$695,000

  • 2Beds
  • 2Baths
  • 1,731SqFt
  • 2006Year

About this home

Highly sort after Mills River location and rare opportunity to own a beautiful and cozy home set on 3 private acres. This property is tucked away off S. Mills River Rd. with a portion of the 3 acres that come with your own river front access! If you are familiar with Mills River, you know how rare it is to snag a property with river front access. The property is tucked away from the main road, providing the owner with privacy surrounded by nature and local wildlife.

The home has been meticulously maintained and offers a functional layout that’s perfect for your daily living in the Blue Ridge mountains. Ridge views and a large rocking chair front porch only adds to the charm. This is a special opportunity to enjoy the quiet of country living while still being a short drive to local grocery stores, shopping, and restaurants.

Whether you’re looking for a full-time residence or a peaceful getaway, this property captures the essence of relaxed country living.

Property details

Beds
2
Baths
2
SqFt
1,731
Lot
Year built
2006
Type
Single Family
Garage
2
Heating
Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Hardwood, Tile
View
Mountain(s), Winter

Features

  • Kitchen Island
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,115/ month

Principal & interest
$4,304
Property tax (~1.05%)
$608
Homeowners insurance
$202
HOA dues

Down payment

$34,750 down · $660,250 financed

Income to qualify (28% rule)

~$219,222 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.