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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

1447 Sullivan Street

Rock Hill, SC · 2,079 sqft

$415,000

Reduced from $439,900

  • 3Beds
  • 2Baths
  • 2,079SqFt
  • 1962Year
  • 42Days on market

About this home

This is more than a renovation--it's a complete transformation. Classic all-brick construction meets curated modern design on a rare half-acre lot with NO HOA, just minutes from downtown Rock Hill, shopping, dining, and I-77 toward Charlotte. Inside, warm wood floors flow through the main living and bedroom areas, paired with fresh designer finishes, updated lighting, and a wood-burning fireplace. The showpiece kitchen features quartz countertops, custom cabinetry, subway-tile backsplash, black hardware, recessed lighting, stainless steel appliances, and a bar area with built-in wine cooler. The primary suite offers a tiled walk-in shower and upscale finishes, and the second full bath is equally elevated. A flexible sunroom/mudroom adds bonus living space ideal for a home office, lounge, or fitness room, with laundry access nearby. Beyond the finishes, enjoy true peace of mind: new plumbing inside and beneath the home, updated electrical, all-new windows, a tankless on-demand water heater, and new interior doors. Outside is where the half-acre pays off: with NO HOA, it's a blank canvas ready for your personal touch--fence the yard, add a garden, build a firepit or patio, install a workshop or shed, or park a boat or RV, all on your own terms. A covered carport and mature surroundings round out the setting. The location keeps life easy, roughly 20-30 minutes to Uptown Charlotte, with Old Town Rock Hill's dining and Knowledge Park district, Glencairn Gardens, the Catawba Riverwalk trails, 68-acre Cherry Park, Winthrop University, the Galleria, and Carowinds all close by. Move-in ready and reimagined top to bottom--a home that lives better than others at this price point.

Why this home beats the competition at $415K

The expensive work is already done. New plumbing (inside and under the home), updated electrical, all-new windows, and a tankless water heater are the big-ticket systems most buyers fear. Comparable homes in this range typically need them; this one doesn't. All-brick + half-acre + no HOA. Solid brick construction, a rare 0.5-acre lot, and zero HOA fees or restrictions — a combination that's hard to find at this price. Room to make it your own. No HOA plus a big lot means a buyer can fence the yard, garden, add a patio/firepit, build a shed or workshop, or park a boat/RV — freedom newer subdivisions at this price point simply don't allow. Designer renovation, not a flip-grade refresh. Quartz, custom cabinetry, tiled walk-in shower, wine bar, and cohesive modern finishes throughout. Flex space that adds function. The sunroom/mudroom gives buyers a true bonus room without paying for extra square footage elsewhere. Location. Minutes to I-77, Old Town Rock Hill, the Riverwalk/Catawba River trail system, parks, and Winthrop University.

Property details

Beds
3
Baths
2
SqFt
2,079
Lot
Year built
1962
Type
Single Family
Days on market
42
Style
Traditional
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,054/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$130,902 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.