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John KurtzCharlotte · NC

Lincolnton · Lincolnton, NC

1509 Leonards Fork Church Road

Lincolnton, NC · 1,158 sqft

$186,900

  • 3Beds
  • 2Baths
  • 1,158SqFt
  • 1998Year

About this home

Looking for an affordable home with room to breathe and major expenses already behind you? Welcome to 1509 Leonards Fork Church Road. Situated on a spacious country lot with no HOA- just minutes from town, this move-in-ready home offers the space, privacy, and value today's buyers are searching for.

Significant updates have already been completed, including a Bryant heat pump HVAC system installed in 2022, well system upgrades completed in 2022, fresh paint throughout the entire interior—including walls, trim, and doors—and a covered carport for added functionality and protection from the elements (Measurements: 18'W x 20'L x 8'H). Enjoy the peace and freedom of country living while remaining just 6 miles from Downtown Lincolnton. Over the last several years, the area has evolved into a vibrant destination featuring a social district, local breweries, family-owned restaurants, boutique shopping, seasonal events, and community gatherings. The revitalization of Lincolnton's historic courthouse reflects the city's commitment to its future while further enhancing the sense of community and small-town charm that L-Town is known for. Beyond the city center residents appreciate the convenience of nearby everyday amenities, including Atrium Health Lincoln Hospital, Walmart, Tractor Supply, Marshalls, grocery stores, pharmacies, medical offices, and countless locally owned businesses that give Lincolnton its unique character. Ongoing additions to the area's retail and service offerings, including a planned Target location, to further enhance the shopping and lifestyle options available to residents. Whether you're purchasing your first home, looking to downsize, or seeking an investment opportunity, this property offers versatility, recent updates, and a location that benefits from the area's ongoing momentum while meeting the demand for affordable housing. Why rent when you can own? Come experience the value, accessibility, and opportunity this property has to offer.

Property details

Beds
3
Baths
2
SqFt
1,158
Lot
Year built
1998
Type
Single Family
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,375/ month

Principal & interest
$1,157
Property tax (~1.05%)
$163
Homeowners insurance
$54
HOA dues

Down payment

$9,345 down · $177,555 financed

Income to qualify (28% rule)

~$58,953 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.