Skip to content
John KurtzNational Real Estate

View all 40 photos →

Concord · Concord, NC

154 Union Street S

Concord, NC · 3,693 sqft

$650,000

Reduced from $870,000

  • 3Beds
  • 3Baths
  • 3,693SqFt
  • 1830Year
  • 241x92x89x238Lot
  • 179Days on market

About this home

A true piece of NC history, this stunning 1830 residence is the oldest home in the Historic District. From its 5 original working fireplaces (wood burning in living room) to the restored hardwood floors, original mahogany stair bannisters & sparkling crystal chandeliers, every corner whispers elegance. Tasteful modern updates blend seamlessly with the home’s storied charm. 4 new gas logs added to fireplaces in 2017, new HVAC in 2020, new furnace 2023 & 2025, new gutters, siding, roof & outside trim painted 2025. The kitchen has been fully renovated offering an elegant fireplace. Upstairs, the owner’s suite is a true retreat with a massive walk-in closet, 2 full baths & a private study. Located on a large, fenced, private homesite with mature trees, and a heated in ground pool, this home offers a rare combination of privacy & convenience & is just steps from local restaurants & shops. Home currently offers 3 BR but the master closet could be converted back to a BR.

Property details

Beds
3
Baths
3
SqFt
3,693
Lot
241x92x89x238
Year built
1830
Type
Single Family
Days on market
179
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Marble, Tile, Wood

Features

  • Entrance Foyer
  • Kitchen Island
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,713/ month

Principal & interest
$4,025
Property tax (~0.92%)
$498
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$202,009 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.