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John KurtzNational Real Estate

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Shelby · Shelby, NC

1621 N Oak Drive

Shelby, NC · 1,912 sqft

$330,000

  • 3Beds
  • 2.5Baths
  • 1,912SqFt
  • 1977Year
  • 1Days on market

About this home

Discover the potential of this spacious ranch home in Shelby, NC, situated on over an acre of land! Featuring a partially finished basement and an abundance of flexible living space, this property offers countless possibilities for those looking to create their dream home or investment opportunity.

Inside, you'll find numerous rooms that can be adapted to fit your needs, whether you're looking for additional bedrooms, home offices, hobby spaces, or recreation areas. The bright sunroom is the perfect place to relax and enjoy views of the expansive property. The partially finished basement includes a separate entrance, creating excellent potential for a guest suite, home business, workshop, or multi-generational living arrangement.

Car enthusiasts, hobbyists, and those needing extra storage will appreciate both the attached garage and detached garage, along with two separate driveways for added convenience. While the home is in need of updates and improvements, its generous size, versatile layout, and prime setting on over an acre make it an exceptional opportunity. Conveniently located in Shelby and close to shopping, dining, and everyday amenities, this property is ready for a new owner to bring their vision to life.

Property details

Beds
3
Baths
2.5
SqFt
1,912
Lot
Year built
1977
Type
Single Family
Days on market
1
Garage
4
Heating
Forced Air
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,428/ month

Principal & interest
$2,043
Property tax (~1.05%)
$288
Homeowners insurance
$96
HOA dues

Down payment

$16,500 down · $313,500 financed

Income to qualify (28% rule)

~$104,091 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.