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John KurtzNational Real Estate

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Morganton · Morganton, NC

1629 NC 126 Road

Morganton, NC · 1,537 sqft

$324,900

Reduced from $389,000

  • 3Beds
  • 2Baths
  • 1,537SqFt
  • 1974Year
  • 65Days on market

About this home

Immaculate, move-in ready, and full of thoughtful updates—this beautifully maintained brick home offers the perfect blend of comfort, space, and location. Enjoy the ease of one-level living with the added bonus of a full basement for future expansion or recreation.

Step through the front door into a welcoming foyer that opens into a classic living room, setting the tone for this well-designed home. Throughout, you’ll notice an abundance of storage—one of the many features that sets this property apart. The main level includes three spacious bedrooms and two full bathrooms, including a private primary suite.

At the heart of the home, the dining area flows seamlessly into an updated kitchen featuring granite countertops, stainless steel appliances, and a layout ideal for both everyday living and entertaining.

Just off the kitchen is the true showstopper—a fully enclosed, permitted 23x24 space (over 560 square feet) that was once a carport and is now a stunning, open gathering area. Whether hosting friends, creating a game room, or enjoying additional living space, this versatile area offers endless possibilities.

Downstairs, the full basement with fireplace provides even more room to spread out, with potential for additional finished square footage, a workshop, or storage.

Outside, enjoy a back patio overlooking a level half-acre lot—perfect for gardening, play, or simply relaxing.

Conveniently located adjacent to Table Rock Middle School, just minutes from downtown Morganton’s shops, dining, and entertainment, and only a short drive to Lake James and the outdoor adventures of Western North Carolina—this home truly has it all.

Property details

Beds
3
Baths
2
SqFt
1,537
Lot
Year built
1974
Type
Single Family
Days on market
65
Style
Ranch
Heating
Electric, Floor Furnace, Heat Pump
Cooling
Central Air, Electric
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,391/ month

Principal & interest
$2,012
Property tax (~1.05%)
$284
Homeowners insurance
$94
HOA dues

Down payment

$16,245 down · $308,655 financed

Income to qualify (28% rule)

~$102,482 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.